Putting plans in place

According to a report from the regulatory body for the prepaid funeral planning industry, the Funeral Planning Authority (FPA), the average age at which people start to think about their own funeral is 51 years old – with the death of a parent being the main trigger for people to begin considering their own funeral. 

More than 1,500 people aged over 40 were questioned by the FPA to discover their approach to funeral planning. In addition to losing a parent, other reasons to start thinking about their own funeral included the fact that they were ageing and wanted to be prepared.

Seven in 10 of those surveyed said they had put some thought towards how they would cover the costs of their funeral, with 13% saying they have bought a funeral plan. Nearly in one in five people (18%) said they had purchased a life insurance policy, whilst 39% said they’d put some savings aside to pay funeral bills.

However, 57% of adults over 40 admitted that they haven’t yet given any thought to their level of preparedness for their own funeral, with only 7% saying they considered themselves to be ‘extremely prepared’.

None of us really wants to think ahead to our own death but the last thing we’d want is for loved ones left behind to be burdened with the financial stress of paying for our funeral. 

Golden Charter is the UK’s largest funeral plan provider and is Tester & Jones’ provider of choice. To date, over 500,000 people in the UK have purchased a Golden Charter funeral plan. More than 3000 UK funeral directors accept Golden Charter plans and they are the only ones recommended by the National Society of Allied and Independent Funeral Directors (SAIF) of which Tester & Jones is a member. 

A Golden Charter Funeral Plan lets you specify your wishes and take care of the costs at today’s prices. It can help your family avoid difficult decisions and any financial worries over how to pay for the funeral at an already stressful time. 

Buying a funeral plan is also an opportunity for you to specify arrangements to reflect your wishes – perhaps opting for a particular coffin or the format of the service. 

“Consideration for others is the most common reason for buying a funeral plan,” says Glenys Jones. “It’s possible to specify every detail of your funeral in advance, selecting the funeral director and taking care of the costs of your funeral as arranged.”

 

 

 

Posted: 31st of May 2018

 

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Tester & Jones
London Road
Crowborough
East Sussex
TN6 2TT